Archive for the ‘Business Review’ Category



In October 1992, Wellness International Network, Ltd. (WIN) became a reality. WIN’s Founders, Ralph and Cathy Oats saw the potential for the health and wellness industry and knew they could make a positive mark by providing others with a vehicle to achieve total wellness: mentally, physically and financially.

WIN is headquartered in North Dallas’ prestigious Legacy Business Park campus, while its European affiliate, WIN Worldwide BV , is located in Hoofddorp, Netherlands and its South African affiliate, Wellness International Network S.A. (Pty) Limited, is located in Johannesburg, South Africa. Heading into the company’s 16th year of business, Ralph and Cathy’s vision is ever expanding as they build WIN into a billion-dollar business.

The product line includes new protein shake, an omega-3 supplement and a new hair-care collection. Diving into the latest trend, anti-aging, WIN unveiled a skin-care line using the technology to help wipe away the signs of aging.

You can use Wellness International Network’s products with confidence, the product line ranges from products geared to help increase energy, stamina, weight loss and enhance mental function and mood to a complete line of cellular nutritional products, plus skin- and hair-care products.

WIN’s complete nutritional line is listed in the PDR



One of the things that the Total Wellness International opportunity promises to provide is something that a lot of Americans have to think about, that is, retirement. According to the statistics provided by Total Wellness International themselves, people over the age of 40 and making over 50,000 dollars still need to make more than 1 million dollars to retire comfortably.

The culprit here is the continual depletion of entitlements like Social Security and in the rising cost of medical care. The specter of medical care is one that every American should be worrying about, and when it comes to helping you plan ahead, Total Wellness International states that it has some great opportunities. Before you get involved, though, think about everything that this opportunity entails.

First, take a look at the Total Wellness International products. Like so many products on the MLM business opportunities, they are geared towards health, which is a fairly safe bet in today’s health and body conscious world. Not only do they sell colostrum products, they also manufacture a variety of multivitamins and supplements that improve muscle flexibility and growth. If you are looking for a great way to make sure that your business product is something that you can get behind, you should see what this company has to offer.

In continuing my online research, we noticed a site called TWI Now which is supposed to be a front end marketing system for TWI. They claim this opportunity is designed to merge the power of Network Marketing with the influence of the internet. They even claim that it is the most revolutionary design for making money on the Internet today. They talk about multiple streams of income and how joining this system can also improve your health and the health of others since health products are primarily promoted.

In terms of support, the Total Wellness International opportunity is one system that might make it ideal for beginners. The site advertises full training and support, and along with an inexpensive original investment, it might be a great place for people who are new to the trend of MLM business to get started. The site does advertise itself as not requiring any prior experience or any employees. Further, like all MLM opportunities, it offers residual income and a flexible schedule. Unlike other MLM opportunities, though, it does over tax benefits, something that will make it very attractive to those investors who are a little reluctant to take the plunge.

When you are looking at the Total Wellness International opportunity, the thing that will make it stand out the most for the new investor is the low cost and the full training and support. Many other MLM opportunities will simply ship you a box full of their products and expect you to harry your friends and family into buying them, but the Total Wellness International opportunity takes a much more professional view of it.

While you should definitely check for actual costs and time investment, this seems to be a great opportunity whether you are looking to add a bit of income to your existing job, or looking to replace it entirely!



You Can Be Healthy And Wealthy!

It is quite obvious that you may have seen this catch phrase quite often on the Internet. There are other variations but I left the more positive ones so that for us to give light to this TriVita review. Some people are also being misguided by certain informations online so it would be appropriate to have a total overview from the top.

1) Starting Up TriVita

Every company needs a leader behind it. Michael Ellison has 35 years of multi-channel media-marketing experience and his passion for helping others achieve better health to form TriVita. The parent company is Ellison Media, a Multi-Million Dollar Television Company that was founded in 1971.

Ellison Media, has done hundreds of millions of dollars of business representing mainstream giants such as Motorola, General Electric, BMW, Disney and others. Founded in 1999, TriVita is a debt-free nutritional company based in Scottsdale, Arizona.

2) Products And Compensation

You should already know that TriVita has a flagship vitamin product which is a B-12 Sublingual Vitamin. These bite-sized cherry-flavored tablets help reduce the risk of heart disease and stroke. It would help boost your energy and also assist in improving memory.

You participate in the opportunity by registering as a “Business Affiliate”. Your compensation is structured in a network marketing kind of system. This means the compensation structure is a uni-level one. For example, you can earn 21% of the Reward Value (RV) of each sale that comes from a person that you refer to TriVita.

3) The Truth Of The Matter

There is a truth behind all the hype and claims online. So, here is the “clean slate” section. If you want to have access to all bonuses and highest commissions in TriVita then you will have to purchase either the $500 or the $1,500 pack. Hence, the $100 business affiliate fee is just the beginning.

Another factor is that the lead generation system that you will be using is like a “pay per lead” plan. Without proper online marketing knowledge you cannot truly optimize your campaigns. As for the product, it is good for elder people or if you are B-12 deficient.

In closing, TriVita certainly has a really good product and marketing system in place. However, there are a few things you really need to consider before going full speed in this business. One of them would be to invest in yourself. Learn about how to market online effectively.



My Home Wealth System is a comprehensive internet marketing training and wealth building system. The purchase of MHWS includes your own websites and a step by step process to help someone build an income online. For $49.95 one can own the complete system and will have access to 24/7 customer support. According to the website there are only 17 systems left so you better hurry.

Despite the shady sales tactics they do offer an eight week money back guarantee. The idea of this program is to learn some basic skills to promote the system to others online. Similar to most internet or home based business opportunities, My Home Wealth System helps you to earn income by compensating you for direct sales back to the system. This is a legitimate business model and people can be successful with MHWS. However, there are some important points to note before one jumps into this business.

First, understand that even though the internet offers tremendous opportunity to produce wealth very few are successful. When it comes to businesses, expect to get what you pay for. It is doubtful one will be earning a high six figure income from a business purchased for $49.95. I am sure there is still a lot of value the beginner can attain from working with MHWS, it is just doubtful it will be their retirement.

Secondly, the structure of the compensation plan does not leave incentive for a personal mentor to insure your success. In other words, customer support is great, but for one to really understand internet success they need to have their hand held for a little while. There is a learning curve and without the help of a mentor that has a direct incentive for their growth the likelihood of success is dismal.



Dave Ramsey calls his book “The Total Money Makeover” “A Proven Plan for financial Fitness” and that’s exactly what it is. The book is simple, straightforward, and full of sound financial advice accompanied with motivating stories of people who followed Ramsey’s advice and achieved financial success. Some have achieved greatness, while others are still on their way, but all are in much better shape than they had been, and all give credit to Ramsey and his common sense approach to getting out of debt and then building wealth.

This book is about getting out of debt first, and then building wealth through basic investments. That’s it. I told you it was simple and straightforward. Right in the introduction, Ramsey says the book is not sophisticated or complicated. He also says it’s not something that has never been said. Very true, you can find similar advice elsewhere. But I do think Ramsey does a very good job at providing the advice in an interesting and motivating manner.

The beginning of the book outlines the problem with debt and money than many people face. Ramsey encourages you to take stock of your personal situation and don’t be in denial. He then discusses many debt and money myths that hold people back from achieving what he calls financial fitness. Besides these myths, he outlines two more hurdles that people need to overcome to reach their financial goals; you must get over ignorance and quit trying to keep up with the Joneses. He then tackles the ignorance problem with his plan of “baby steps.”

First, he wants you to do everything you can to build up a $1,000 emergency fund as quick as you can. Then you will start on what he calls the debt snowball. This same method is found in other plans from other resources, and basically calls for a systematic way of paying off your smallest debts and rolling over the payments into the next debt until they are all paid off. Ramsey does a good job of explaining the plan, and provides a lot of examples for motivation. Once out of debt, he provides solid advice on building wealth, paying off your last debt, the mortgage, and then to live like no one else because you are financially able to.

Again, there is nothing earth shattering in this book. It is simple, solid advice. But guess what? Basics work! Simple works! Now remember, and Ramsey says this in the book too, it’s simple but not easy. The concepts are simple to understand, but not easy to implement if you are in the habit of overspending and using debt for everything. It takes discipline.

Personally, I am not anti-debt as Ramsey is. I understand his position, and I agree with him on most of his points. However, I am one of those that does use the air miles I accumulate with my credit cards, and I always pay off the entire balance each and every month. I’ve also purchased items with 12 or 18 months zero interest and ensured that I paid them off before the period ended and the company zapped me with all that back interest. I say this, because I do believe you can implement Ramsey’s principles and still not be totally anti-credit as he is. However, with the alarming statistics that he provides, for many people the best course of action would be to follow this book to the letter, 100%. In fact, some of the side bars of “Dum Math & Stupid Tax” examples were very eye opening, as well as little things to make you go “hmmmm.”

Bottom line, if you are in debt and don’t know where to turn because you pay checks just don’t seem to be covering your bills, this book has some advice to help you get back on track and become financial fit. Read this book, and more importantly, follow its advice.



SkyGuard 360 is a new network marketing company offering a total wireless home security system that is easy to install and a reasonable value. Customers will have the opportunity to generate income by recommending the product to others. Unlike most security companies no credit check or contract is required to use the service.

The home security product cost $249.97 and comes with all the necessary components to make a home secure. If any additional sensors are required they are available at a discount price. The package includes: Main control panel w/9v adaptor, key chain remotes, door and window sensors, PIR motion sensor w/mount, smoke detector, mini siren, yard sign & window stickers. This is a do-it-your-self system designed for home owners to install to their own requirements. An optional SIM card is available for $99.97 which allows the house to be monitored by cellular phone. The company also offers a service called SkyGuard 360 ID Theft Protection that guarantees identity protection for two. Home security monitoring and the ID protection cost $29.97 a month.

The compensation plan is quite simple for distributors. It is a 2 up system that pays 4 levels deep meaning a distributors first 2 sales go up to their sponsor. The pay levels are; first level $50, second level $30 and the third and fourth levels $10. There are monthly residual for each level being; level 1 $6, Level 2 to 4 $3.

SkyGuard 360 offers a quality product and legitimate business opportunity that has potential to generate residual income, if individuals are prepared to invest considerable time and effort. The company does have advertising tools available but they are by no means a guarantee and the cost will be significant to be effective. As with any network marketing opportunity, the successful distributors will be individuals who invest in training to acquire the skills and knowledge necessary to market online using free lead generating techniques.